She chewed your fare. The seller chewed your money. Same story, different day.
You sent her fare from Ntinda to come see you. She confirmed she's coming. Her phone has been off since 7pm 😂. Also the guy you bought a phone from on Jiji said "I will deliver today." That was Tuesday. Today is Friday. TumaFare solves that.
Transport amount saved from being chewed 😂
Locked in escrow — if they don't show up, you get it back
Expiry Window
1h – 24h
MTN Fee
5%
5% total: 3% MTN/Pawapay (2% MMO + 1% platform) + 2% FareSend service fee. Fee added to amount you pay.
Airtel Fee
4.5%
4.5% total: 2.5% Airtel/Pawapay (1.5% MMO + 1% platform) + 2% FareSend service fee. Fee added to amount you pay.
What does TumaFare mean?
TumaFare 🇺🇬 · Send money securely, get it back if they no-show
Built for Uganda and Kenya. Lock fare in escrow. Recipient arrives and verifies, you approve, they get paid. No show? Full refund.
Transport Fare
Your person keeps saying they are almost there but never arrives. Lock fare in escrow. They arrive and verify with OTP, you approve, they get paid. They ghost? Auto-refund.
Marketplace Escrow
Selling a phone or item online? Buyer pays into escrow first before you ship. Rider delivers with a 6-digit handover code. Buyer confirms receipt, you get paid. Wrong item returned, buyer gets full refund.
“Pay when conditions are met. Not before. Not after.”
Selling online just got
a whole lot safer.
You posted a phone for sale. Buyer says he will pay on delivery. Rider shows up. Buyer disappears. You go home empty-handed. TumaFare ends that story.
Buyer Pays First
Buyer deposits the full amount into escrow before you ship. You see it funded on your dashboard. Then you ship, not before.
Rider Delivers
Rider carries a secret 6-digit code. Buyer must be physically at the agreed GPS meeting point to enter the code and release payment.
You Get Paid
Code entered, payment releases to your Mobile Money instantly. Wrong item? Buyer rejects, rider returns it, full refund. No arguments.
The old way
The TumaFare way
Phones, clothes, appliances, food orders. If it can be delivered, it can be escrowed.
Powered by & integrated with
How it Works
Pick a flow. Five steps. Zero excuses.
Fill Send Fare form
Enter amount, recipient phone & pin your meeting point on the map.
Approve payment
Review the total, approve the Mobile Money prompt on your phone.
Fare sent!
Escrow funded. Recipient gets an SMS with their claim link instantly.
Recipient sets off
Recipient fills their pickup point & ETA, taps "I Am On The Way".
Arrives → you approve → paid
Recipient arrives within 500m, you tap Approve. Fare releases instantly.
Fill Send Fare form
Enter amount, recipient phone & pin your meeting point on the map.
Built for All Sides of the Deal
TumaFare protects the sender, the recipient, and the buyer. Everyone gets a fair deal when conditions are met. Nobody gets played.
Traffic? No Problem
Stuck in traffic? Request a time extension. Senders can approve an extra 30 to 60 minutes. Nairobi and Kampala traffic is unpredictable and we know that.
Arrived Early? You are Safe
Arrived before the timer? Tap "I've Arrived" and the auto-reject is cancelled. No stress, no rush. Sender approves when they confirm you are there.
Proof You Showed Up
Send a photo at the gate, a landmark, anything. Build trust with senders. Genuine recipients get paid every time. Ghosts get nothing.
Seller: Ship with Confidence
You only ship after you see the escrow funded on your dashboard. No more sending items and chasing payments. The money is already locked before your rider leaves.
Buyer: Wrong Item, Full Refund
If the item delivered is not what you ordered, reject it on the spot. The rider takes it back, you get a full refund. No arguments, no waiting, no excuses.
Rider Verified at Handover
The rider carries a 6-digit code. The buyer must be at the agreed GPS meeting point to enter it. No code entry from home, no remote confirmation tricks.
“I am not a scammer. I just had no transport fare and my friend did not trust me yet. TumaFare gave me a chance to prove I am genuine.”
A grateful recipient
Who can use this platform?
Anyone sending money where trust is a problem. Anyone selling or buying where delivery is the condition.
TransportTransport Money Senders
You want to pay someone's transport but only when they actually show up. Lock it in escrow. They arrive, you approve, they get paid.
TransportTransport Money Recipients
Claim your transport payment on arrival with a verified link. No arguments about fare. Sender approves, you get paid instantly to Mobile Money.
MarketplaceOnline Sellers
Selling phones, clothes, or anything via Facebook, Jiji, or WhatsApp? Buyer pays escrow before you ship. You only dispatch when it's funded.
MarketplaceOnline Buyers
Tired of sending deposit and never seeing your item? Pay into escrow. Money only goes to seller after you physically confirm the delivery.
BothStudents & Campus
Friend needs fare home after visiting? Sell your old laptop to a classmate? TumaFare makes casual trust transactions safe.
BothSMEs & Side Hustlers
Running a small delivery business or home-based shop? Offer escrow checkout to your buyers. They pay confidently, you deliver confidently.
Uganda & Kenya · MTN · Airtel · M-PESA · More networks coming soon
Ugandans trust TumaFare
20+ reviews. English and Luganda. No cap.
Frequently Asked Questions
Common questions answered. No jargon. Straight talk.