Let's be real. When a new payment app says things like "escrow-protected conditional disbursement," your eyes glaze over and you close the tab. We don't blame you. So here's TumaFare in plain, honest English.
The one sentence explanation
You pay. The money waits. They arrive. You approve. They get paid. They don't arrive? You get it back.
That's it. Everything else is just the details.
Step 1: Fill in the details
Open TumaFare. Enter their phone number, the amount, and how long they have to arrive (1 hour, 3 hours, up to 24 hours). That's it. Takes about 30 seconds.
Step 2: Approve on your phone
You'll get a Mobile Money prompt — MTN, Airtel, or M-PESA depending on your country. Approve it. Your payment is now protected. It's sitting safe, waiting for what happens next.
Step 3: They get an SMS
The recipient gets an SMS with a link. It tells them the money is there, waiting. They can see the amount, the agreed meeting point, and the deadline. They know this is serious.
Step 4: They travel and confirm arrival
When they're on the move, they tap "I'm on my way." When they arrive at the agreed spot (within 500m), they confirm arrival. This is verified by GPS — you can't fake it from your sofa.
Step 5: You approve. Done.
You see they've arrived. You tap Approve. The payment releases instantly to their Mobile Money. The whole thing takes seconds.
What if they don't show up? Timer runs out. Automatic refund. You don't have to do anything. No support ticket. No drama.
Why this is better than sending directly
When you send Mobile Money directly, you have zero leverage. Once the prompt is approved, the money is theirs — whether they showed up or not. TumaFare adds the one thing mobile money was missing: a condition.
Ready? Try it at tumafare.com/send